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Retirement Benefits

Fisher currently provides a fully-vested 403(b) retirement plan with TIAA. The University contributes 8% of pay to eligible participants who contribute at least 2%. The plan includes multiple investment options. To learn more about your retirement investment options, visit the TIAA website or call them directly at (800) 842-2252.

403(b) Option

The plan allows you to save for retirement on a tax-deferred basis, up to 75% of pay (subject to the below IRS limits). The 2022 maximum contributions to a 403(b) account are:

  • $20,000 if you are under age 50
  • $27,000 if you are age 50 years and older (including $6,500 catch-up contribution)

You must contribute at least 2% of your pay in order to receive the University contribution of 8%. To enroll in the plan, first set up your account on the TIAA website (How To Enroll [pdf]), and then complete a 403(b) Retirement Salary Reduction Agreement [pdf] form and submit it to Human Resources. You can change your contribution once per calendar quarter by submitting a new salary reduction agreement.

For more details, refer to the New Hire Flyer [pdf].

TIAA local representative: Michael Spogli, 585-246-4631 or

TIAA National Contact: (800) 842-2252

Retirement Plan SPD and Disclosures

Upcoming TIAA Meetings

Our TIAA representative will be on campus throughout the semester. Refer to the TIAA Meeting Schedule [pdf] for further details.

TIAA presents regular webinars on retirement-related topics, including Social Security, Medicare, and Estate Planning. Register for an upcoming webinar or view archives of past presentations on the TIAA website.

Bridge to Retirement Plan for Faculty

The Bridge to Retirement is available to all tenured faculty members who are at least 55 years of age and have at least 10 years of full-time University service. The plan is voluntary and is initiated by the faculty member. The plan was designed to provide one to three years at a reduced teaching load in order to prepare for full retirement.

Retiree Benefits

An employee may be eligible for certain retiree benefits from St. John Fisher University after 10 years of full-time employment, if years of service plus age equal at least 65. Please use this link for more information on Retiree Benefits [pdf], including health insurance, dental insurance, life insurance, and tuition remission. The links below contain important information on enrolling in Medicare and contact information for assistance with your Medicare enrollment questions.