Please read the following information in its entirety, as it contains information that affects your eligibility to participate in athletics.
Physicals and Eligibility
To be eligible to participate in intercollegiate athletics, you must have a current comprehensive physical on file with the Fisher's Health and Wellness Center. Please make sure that your most recent physical is dated the year you enter college. Your physical must be uploaded to the Patient Portal.
Per NCAA policy, all athletes beginning their initial season of eligibility must have a physical signed by a physician that is within six months of the beginning of their sport season.
For detailed information on the NCAA requirements for an acceptable physical, please refer to Pre-Participation Physical Examination for Athletes on our website.
Health Insurance for Athletes
Primary Health Insurance
In addition to pre-participation physicals, you will be required to carry your own (or parental) health insurance. Without such primary coverage, you will be unable to participate. It is Fisher's policy that all students have insurance coverage. Your insurance information and images of the front and back of your insurance card need to be uploaded to the Patient Portal. Please check whether your insurance is in-network or out-of-network in Rochester and whether it will provide coverage for athletic injuries (e.g. doctor's visits, x-rays, MRIs).
Sports Injury Plan
Fisher does carry a Sports Injury Plan for all registered students who are members of one of Fisher's intercollegiate athletic or club teams. This coverage is intended to supplement your primary coverage, as it has a $2,000 deductible and is only for injuries sustained while participating in any supervised in-season practice, conditioning program, contest, or competition for one of the intercollegiate athletic or club teams. Athletes must report their injury to an athletic trainer at the time of the injury to receive benefits. Other than urgent care or emergency room visits when an athletic trainer is not available, if you chose to go to your own physician prior to reporting your athletic injury, you will not be covered. This is an excess policy that will cover costs that your primary insurance does not, such as deductibles, co-pays, or bracing costs.
If you choose only to carry your own health insurance coverage, Fisher's sports injury policy will only provide benefits after you have met the $2,000.00 deductible.
You are responsible for contacting the athletic training department to obtain a claim form completed by an athletic trainer verifying that the injury was sustained due to injury meeting one of the above criteria. You are then responsible to submit the claim with all supporting documentation.
Catastrophic Injury Insurance Program
The NCAA's Catastrophic Injury Insurance Program covers student-athletes who are catastrophically injured while participating in a covered intercollegiate athletic activity (subject to all policy terms and conditions). The policy has a $90,000 deductible. This coverage does not qualify as the basic coverage required for participation in athletics at Fisher. It is supplemental coverage in the event of a catastrophic injury. More information on this program can be found on the NCAA's website.
You will receive information on what you need to complete to be eligible for athletic participation via an email sent to your Fisher account.
For more information, contact James M. Grant, MS, ATC, PES, head athletic trainer, at email firstname.lastname@example.org.